When you are struggling financially you may find that it is difficult to borrow money. This is especially true if you have bad, or no credit to speak of. Having a low credit score does not mean that you are unable to borrow money, it just makes it a little more challenging.

You need reliable transportation but either do not have the money to spend or want to save and yet still get what you need. While it may be tempting to get a cheap used vehicle, these usually cost you more in the long run in repairs and labour. A new car will be more reliable...

Filing for bankruptcy is often the last option after all else has failed. To get to this point, you have most likely undergone severe financial stress that you simply cannot bear anymore. If indeed you have run out of options and are looking for a way out, it is time to make that trip to...

When shopping for home mortgages, many consumers look for a convenient lender who will offer fast processing of an application fee with minimal costs. However, to maximize mortgage benefits, there are several aspects to consider before submitting an application. Since most people will be paying a mortgage for several years or decades, it makes sense...

If your car won’t start, it could be that you have a bad starter. While you may be inclined to take the car into a professional for diagnostics, you may be able to solve the problem yourself. Even if you can’t fix the issue on your own, you may be able to save money on...

Low risk investments are highly recommended for people who are inexperienced investors, structuring an emergency fund, don’t know what to do with their money, or who think they may require their money withdrawn in ten years or less. Building an investment portfolio of any kind of oftentimes going to include low risk investments as a...

Anytime we go into the mall, the intent of spending money is always there. We’ve all been in this situation where we go into the mall to get one item but come back with a shopping cart full of different things. We end up breaking our budget and spending more than we intended.